Lending
Financing options designed to suit more farmers. Figured Lending decisions are assessed on the farm's own financial and production data, offering both fast finance and pathways to ownership.
The World’s Largest Farm Financial Management Platform
There’s a reason thousands of agri-accounting firms across New Zealand, Australia, the UK, and the USA run their farming clients through Figured. More than 35,000 farms trust the platform, and the farm teams who use it every day know exactly why.
-modified.png){kind=logo}
![2015 Leech and Partners Master_CMYK[1]](https://www.figured.com/hubfs/Website%20Images/logos/customers/2015-leech-and-partners-master_cmyk-1-nobg-64456257.png)
Figured Lending is designed to support the entire farming team by providing competitive capital solutions to back growth, expansion, and progression into ownership.
For farmers, Figured Lending offers a different pathway to capital, assessed on the farm’s own financial and production data. By using the same numbers already in Figured, lending decisions reflect real farm performance — bringing down the traditional barriers of assets and equity.
For advisers, this is an opportunity to add more value to your service. Farm Progression Loans in particular are a new and substantive offering, which could help you build deeper, longer-term client relationships based around one of the biggest financial decisions a farmer will make.
Farm Progression Loans
Don’t wait on the sidelines. Farm Progression Loans give qualifying farmers a pathway to whole-of-farm financing, assessed on the strength of their farming — not just their assets.
This product is provided through advisers, who play a central role by guiding their clients from planning and budgeting through to stepping into ownership.
Tailored Financing
Figured Lending offers a variety of other loan options designed for the costs that can’t wait, supporting farm owners, sharemilkers, and contract milkers through the season’s most important growth and progression opportunities.
By drawing on the farm’s live data, Figured can pre-qualify these loans on provable performance, helping to speed up lending decisions — with approvals often in as little as 24 hours.
Dairy Flexi Credit
Revolving credit for dairy cashflow — pay interest only on what's drawn down.
Livestock Finance
Own your herd from day one, secured against the livestock itself.
.jpg)
Asset Finance
Fast finance for machinery and equipment, without tying up working capital.
Invoice Finance
Financing for capital and sustainability projects, ahead of cashflow.
Halter Finance
Spread the cost of an annual Halter subscription into manageable repayments.
Integrations
Figured is the platform where your accounting software, on-farm production numbers, and everyday farm apps come together. That keeps your numbers current throughout the season, so you always enter the lending process with a complete farm picture.
