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Yes, that's what Commercial Manager was built for.

Commercial Manager is Figured's planning and cashflow tool for non-farming commercial entities. It gives accountants the same budgeting, forecasting, and reporting workflow they use with farming clients, applied to businesses outside of agriculture.

Ultimately, Commercial Manager is a planning and financial reporting tool — it's not a purpose-built commercial accounting platform in the way that Xero, MYOB, or QuickBooks Online are. It doesn't replace them; it sits on top, adding the planning and forecasting layer that accounting software doesn't provide natively. The businesses it works best for are ones where an adviser wants to run regular cashflow forecasts, model scenarios, and produce forward-looking reports.

Farm Manager is built for farming businesses. Commercial Manager is built for everything else.

Farm Manager includes all of Figured's agri-specific features: livestock trackers, crop seasons, farm integrations, and the full suite of compliance reporting tools. Those features aren't available in Commercial Manager, and Commercial Manager files can't be used for a farming business.

Commercial Manager gives you the core planning and reporting layer without the agri-specific components.

Yes, and this is the main reason an accountant with farming and non-farming clients would use Commercial Manager rather than a separate tool for the non-farm side.

Within a single Figured account, you can hold Farm Manager or Farm Reporter files for farming clients alongside Commercial Manager files for commercial ones. The planning and reporting workflow is consistent across both — same Planning Grid structure, same approach to budgeting and forecasting, same reporting outputs.

Your team learns one system and applies it across the whole book rather than switching between platforms depending on who the client is. It makes training new people simpler, and enables greater day-to-day efficiencies.

Reporting Studio templates work across Farm Manager, Farm Reporter, and Commercial Manager files. If your practice has built standard report templates, those templates are accessible within Commercial Manager files, though the account categories and production data specific to farming won't apply.

In reality, most practices run a separate set of report templates for commercial clients. The workflow for producing and distributing reports is the same; the content differs to match what's relevant for each client type.

Yes. Clients can be given direct access to their file with appropriate permissions. Role-based access controls let you decide what each user can see and do — a client might have read-only access to reports and their current financial position, while your team retains control over the Planning Grid and account configuration.

Commercial Manager is only available through an accounting practice’s Figured account. The firm sets up and manages the file on the client's behalf — a client cannot purchase or administer a Commercial Manager file independently.