Figured for

The Farm Financial Management Platform Built for Cropping in the US

Figured has been purpose-built to improve the business of crop farming. Stay on top of your numbers, build a stronger relationship with your accountant, and let AI help you with the manual work.
  • Crop-level gross margins, down to individual crops and seasons.
  • Seasonal cashflow planning from planting through to sale.
  • One shared view for you, family members, and your accountant.
Trusted by US Farmers
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35,000+ Farms on Figured
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Over $5 Billion in Farm Revenue Managed
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Over $30 Billion in Agricultural Debt Tracked and Managed

When You Need Your Numbers, Figured is There

Budgets That Reflect How the Farm Works

Plan around what you're growing, what it costs, and when the money comes in. Reforecast whenever conditions shift — with no fixed financial year constraints.

Gross Margin Reporting Down to Individual Crops

Figured breaks down income and costs by crop type and season, on a per-acre basis, so you can base rotation decisions on what each crop actually returned.

Know What Your Farm is Worth in Real-Time

Keep your harvested crops and on-hand inputs in a single current view, valued at cost. By the end of the financial year, valuations follow from records you've been keeping all along.

Intelligent Tools Built Natively Into the Platform

Intelligent, AI-powered systems are woven naturally into Figured, like report commentary that writes itself. We're making the platform better and faster, with more in development.

Sound Familiar?
"I only see my numbers once the crop comes in."

In crop farming, the season's financial picture typically only comes together when harvest arrives. Most farmers don't take stock of their picture until after that moment.

The problem, though, is that decisions which shape profitability don't wait that long. They land throughout the year, when the numbers aren't ready, and so most of the time farmers have to make the big calls without a clear financial picture.

Except, some US crop farmers are doing it differently. They're working on a platform that's current throughout the season, with crop costs allocated and inventory tracked down to the field and crop type level. When a decision comes up, the information they need is already there.

That platform is Figured.

Download the free Farmer Starter Pack. Discover how to find a Figured Certified Advisor who can help you set up properly, build the right foundations, and work toward a more profitable future for your farm.

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Figured's Farmer Starter Pack

What You Get

How Figured Works for US Cropping Farmers

Figured is built to give crop farmers access to everything they need in one place, with tools to plan, model, report, and make the season's big decisions.

Build a Plan That Holds Up Through the Season

Start with what you're planting, what it costs to grow it, and what you expect at harvest, then connect that to your actual cash position. Figured's Planning Grid works the way cropping farms actually run, with no fixed financial year constraints, so you can plan the way you want to.

Adjust your yield assumptions mid-season, update your contract prices, or reforecast after an input cost blowout, without spending hours in the office. Save snapshots at regular intervals, so you have a clear record of how the season evolved against what you expected.

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Generate Instant Reports With Commentary That Writes Itself

When it's time to refinance, report to the family, or fetch this year's results for a planning conversation, Figured gives you and your accountant fast, custom reports drawn from live farm data.

Create bank packs instantly from your Crop and Inventory Trackers, or customize a highly visual template and reproduce it as many times as you like — with the data updating itself. Then, Auto Analyst adds the commentary for you, saving you time writing it all up yourself.

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Connect What Happens in the Field to Your Financial Picture

The Crop Tracker is where your production records and your financial management come together. Record what you're growing, what's been harvested, and what's been sold. The financial impact flows through to your budget automatically, allocated to the right season, field, and crop type.

The Inventory Tracker then keeps your harvested crops and purchased inputs in a single connected view, valued at cost, so you know what's on hand at any point in the season — useful for your own planning, and essential for year-end valuations.

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Plan the Farm's Future With Numbers to Back It Up

The decisions that shape a cropping operation's future deserve more than a conversation once or twice a year. Scenario modeling in Figured lets you and your accountant map different pathways in financial terms before you commit, so you can see what the operation looks like under different debt structures, land arrangements, or ownership models.
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The beauty of Figured is that it helps you look forward. It gives you a picture, and it might be six to 12 months down the road of where you're going. If you don't like that picture, you've got that time to change. It's just better than looking back at last year's numbers when it's a bit late to make a change.

Doug Kelly
Doug Kelly Paistex Pastoral Co.

I didn't have a lot of confidence in my spreadsheet and my formulas. Whereas with Figured, I know they're all over that. It gives me a lot more confidence to know that the actual figures being pulled through are correct — and they're getting pulled through in real time.

Pru Lynch
Pru Lynch Farmer

With Figured, I feel like it gives you a bit more clarity going forward. Running the numbers takes the guesswork out of forecasting — if you change one figure, it flows through to the next, so you're not wondering if your spreadsheet formula's correct. My advice for other farmers: get on board, have a try. It'll give you a lot more confidence and a lot more time.

Stacey Keefe
Stacey Keefe Farmer

Working Together

What Your Accountant Can Do When They're on Figured Too

Figured works best as a tool for the whole farm team. When you and your accountant see the same live data, conversations can move faster, they become more useful, and they're more likely to happen at the right moment in the season.
  • See your Figured data alongside you, so every conversation starts from a current picture.
  • Produce tailored reports from live crop data, ready in minutes when you need them.
  • Run scenarios before you commit to a rotation change, a land lease, or a machinery purchase.
  • Maintain accurate inventory valuations as the season progresses.
  • Set up your chart of accounts and cost allocation so gross margin reporting reflects reality.
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Integrations

Connected to the Tools You Already Use

Figured doesn't replace your existing software — it plugs in on top, pulling live data from Xero or QuickBooks Online, and integrates with the apps you already use to manage the farm.
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Find a Figured Advisor

Not Sure Where to Start? Work With a Certified Figured Advisor

Our network of Figured-certified ag accountants and advisors can help you get set up, manage your farm financials, and make better decisions — year-round.

Find Your Advisor

Partnered with leading US ag advisory firms

Questions

Figured for Cropping Farmers — FAQ

While you can absolutely use Figured by yourself as a farmer, we do recommend checking to see if your accountant or advisor is already using it.

Getting the Crop and Inventory Trackers set up correctly, connecting to your accounting software, and making sure the opening position is right all benefit from someone who knows the platform well. Trying to do it without an advisor tends to mean a slower start and more things to unpick later.

Once you're set up, though, you have your own access to the platform and can see your financial and production data at any time — not just when your accountant runs a report. The goal is for both you and your accountant to have access to the same live data, which you can view at the same time.

Don't have a cropping advisor? Check out our trusted partners.

Find An Advisor →

Figured connects to QuickBooks Online and Xero. If your farm accounting runs through either of those, you can use Figured on top of it.

If you're on an alternative accounting system, or using spreadsheets or paper-based records, you'd need to migrate to one of the supported systems first. While migrating to a modern platform can seem daunting, most farms never go back — there's a reason they're so popular.

It may help to talk to a Figured-enabled accountant about what you need to do next to upgrade your accounting system, then get onto Figured.

Yes. Banks want more than year-end accounts, they want forward cashflows, a current debt position, and a financial picture that's been kept up to date throughout the season. Figured produces all of that from your live data.

When a lending conversation comes up, you and your accountant can update assumptions, run a scenario at a different price or yield assumption, and have something credible ready in hours, if not minutes. Some US lenders are already looking more favorably at farming clients who can bring this kind of visibility to a review.

Figured can help you build your relationship with the bank, too. The farmers who get the most from their lender give them visibility throughout the year, and often include them in regular farm meetings. With the bank on your farm team throughout the year, they don't need to be caught up every time you bring them into the conversation — making it easier to have the big conversations, and get the outcomes you need.

Your job is keeping the underlying data current — reconciling bank transactions in your accounting software and keeping your crop records, input purchases, and inventory movements current. The more current that is, the more useful Figured is for both of you.

Your accountant's job is to work with that data inside Figured. They configure the Crop and Inventory Trackers, manage the planning and reporting, and handle the year-end financial work: inventory valuations, accruals, and the reports that go to the IRS and the bank.

When both sides have done their part, the conversation between you shifts from what happened last year, to what's going on right now and, more importantly, what might happen next.

Figured is a monthly subscription, and the cost depends on which product tier your accountant sets you up on — Farm Reporter for reporting, or Farm Manager if you want planning and forecasting on top of that.

Most farmers don't manage the subscription directly. Your accountant or advisor handles the setup, and depending on how they work, they'll either pass the cost on to you separately or fold it into your advisory fees. The best person to ask is your accountant — they can tell you exactly what applies to your farm before you commit to anything.

If you want to see current pricing for your market, it's available at figured.com/en-us/pricing.

Stop waiting on your crop numbers, and start tracking them live.

Join the US cropping farmers who use Figured to keep their financial picture current throughout the season, making the big calls with today's data.